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» | Short Sale Candidate | |
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» | Stop the Mortgage Madness | |
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» | Short Sale FAQs | |
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» | Short Sale vs Foreclosure | |
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» | Short Sale Form | |
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Short Sale FAQs |
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 A Million Questions? We'll take the time to make sure you completely understand the Short Sale process. Call anytime with your specific question or concerns. We will be happy to help you out. We'll get you out from under your mortgage for FREE! |
Who pays the Realtor Commission? Your lender pays all commissions. You pay nothing. Guaranteed. Who pays the Attorney, Title Company, Transfer Fees, etc.? Your lender pays these fees too plus all traditional seller fees and costs. Nobody earns anything unless we successfully complete your short sale. The Attorneys and Title Companies we work with will NEVER charge you. Even if the property doesn't sell. Will a Short Sale affect my credit? A short sale will affect the credit but, not nearly as much as a foreclosure would. Your credit will be affected for roughly 24 months. Under Fannie Mae Guidelines you may be able to purchase again in as little as 24 months after the short sale. Will my friends or family know I did this? Not unless you tell them. Unlike a foreclosure, (which is public knowledge) the short sale is not. (They may find out after closing.) Can I stay in my house until the sale is completed? Absolutely. It can take several months for lender approval and for the transaction to be completed. You can stay up to the hour of closing. Though, we suggest you move out the day before. Can I Short Sale if I am already being foreclosed on? Yes, a foreclosure means the lender is planning to take action due to a delinquency. Time it tight. We need to contact them immediately to delay further action and begin the short sale. How much work will I have to do? Not much at all. We will ask you to gather some basic financial information. From there, we and the Attorneys we work with will handle all the negotiations with your lender. So, relax, keep the place clean and allow showings whenever a Realtor asks. OK, It sounds great. How do get going? It's Simple. Contact us immediately. There are several documents that we need signed. From the time we sit down with you to the time you are on the market can take as little as an hour. So, the sooner we get going the better off you will be. |
Success Stories As part of a messy divorce we had to sell our town-house even though we owed over $30K more than it was worth and were in foreclosure. John was able to sell it fast and got the bank to forgive the entire balance. We were very pleased with the way they handled an awful situation -Beth S. It's a FREE Service! No Cost Guarantee. You deserve a chance to start fresh. I can help. John Wilt, Broker/Owner office 630-420-7400 |
